Finally an AFFORDABLE environmental insurance option for commercial property owners!
Specially designed and priced environmental insurance policy to fill the gaps of coverage in property and liability policies. The first and only environmental insurance program that offers broad spectrum bacteria, legionella, fungi, and mold coverage for indoors within a structure.
Successful Solution For Commercial Property Owners
- Public Building
- Office Complexes
- Shopping Centers
Contact your ARMR HPR™ Specialist
Kari Dybdahl | Director of Operations
Kari@armr.net | 608-824-3340
ARMR HPR™ is a risk management protocol specifically designed to address the environmental risks of commercial and residential property owners and developers at affordable rates.
What Is ARMR HPR™?
- The first and only environmental insurance program that offers broad spectrum bacteria, Legionella, fungi, and mold coverage for indoors within a structure. The program includes no cost, integrated, boots on the groundwater intrusion loss control plans for the site(s)
- Includes coverage for bodily injury and property damage caused by lead or asbestos
- Lower premiums than market pollution policies
- Coverages also included:
-Transportation Pollution liability
-Non-Owned Disposal Site liability Coverage
- Available for additional Premium:
-Loss of Occupancy
-Underground Storage tank with financial responsibility if needed
WHY ARMR HPR™ IS NEEDED
Universal exclusions in property and liability insurance policies for pollution, legionella, fungus, mold, bacteria, asbestos, and lead make ARMR HPR™ an essential component to the insurance programs of property owners. By accessing water intrusion loss control services from a ne twork of certified contractors we are able to offer the ARMR HPR™ insurance policy at savings of up to 50% from the historical cost of similar insurance.
ARMR HPR™ Vs. EIL
With minimum premiums starting at $7,500 for a 3-year policy term puts environmental insurance within easy reach of most commercial properties. ARMR HPR™ is needed to fill the coverage gap from the pollution, fungus, mold, and bacteria exclusion.
ARMR HPR™ Combines water intrusion loss prevention with environmental insurance!
$7,500 multi-year policy term including coverage for legionella/fungus/mold and other microbial matter.
Available Limits of Liability
up to $50,000,000
1 – 10 years
All Stakeholders as Named Insureds
Developer, Owner, Lender as Loss Payee and Future Buyers of the Property (including the Homeowners Association when applicable) The ARMR HPR policy can be assigned to subsequent owners without additional premium.
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