Environmental Insurance Library
Environmental Insurance Library. Over 30 years of articles on environmental insurance written by the industry’s leaders. From content focused on Fire and Water Restoration Contractors, Mergers and Acquisitions, Farms, Commerical Properties, Developers, Underground and Above ground Storage tanks, Municipalities, to Superfund sites, this is the industry’s most accredited library.

Users Guide To Farm Environmental Loss Exposures & Pollution Insurance
Users Guide To Farm Environmental Loss Exposures & Pollution Insurance Environmental impairment loss exposures are inherent in the operation of ...
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Environmental Insurance Offers Opportunity for Organic Growth
Environmental Insurance Offers Opportunity for Organic Growth Every commercial insurance agency has an untapped organic growth opportunity with its current ...
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Getting Free Insurance: A Play Out of Insurance Company Playbooks
Getting Free Insurance: A Play Out of Insurance Company Playbooks Restorers can learn a lot from the insurance company playbook ...
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Your Risks and Insurance: A Year in Review
Your Risks and Insurance: A Year in Review By David Dybdahl August 2021 The Actual Versus Perceived Risks of COVID-19 ...
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Top Liability Money Traps to Avoid In 2021
Top Liability Money Traps to Avoid In 2021 What is a liability money trap? For what I am addressing here, ...
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Managing the Risks of Resiliency-Related Services
IRMI Article By David Dybdahl March 2021 Managing the Risks of Resiliency-Related Services Read the Full Article This is an ...
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Proactively Manage COVID-19 Risks in the Built Environment
Proactively Manage COVID-19 Risks in the Built Environment By: David Dybdahl Naive efforts to control the risks associated with a ...
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Production Opportunities in a Slow Market
Production Opportunities in a slow market by: Dustin Helmenstine CIC,AINS In this time of uncertainty, it is common for me ...
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COVID-19 WORK: IS IT WORTH RISKING YOUR BUSINESS?
COVID-19 WORK: IS IT WORTH RISKING YOUR BUSINESS? Offering COVID-19 services is taking on additional risk in your business. Here’s ...
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Property Insurance Coverage for COVID-19 aka Coronavirus
Property Insurance Coverage for COVID-19 aka Coronavirus (Where the Hell is My Business Interruption Coverage?) Author: Randy C. DeLopst, CPCU ...
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Testing Methods for Coronavirus Cleaning and Disinfection
Testing Methods for Coronavirus Cleaning and Disinfection Certified Mold-Free Corp (CMF) has extended its services into Coronavirus training as well ...
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How To Insure Your Virus Cleaning and Disinfecting Services
How To Insure Your Virus Cleaning and Disinfecting Services By David J. Dybdahl July 10th, 2020 COVID-19 has put the ...
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Liability Insurance Recommendations for Coronavirus Cleaning
March 31, 2020 David J. Dybdahl Wayne Marsh Developer Warren Santiago CEO Ask the Expert: Liability Insurance Recommendations for Coronavirus ...
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Opening My Business Again after the COVID-19 Shutdown
Opening My Business Again after the COVID-19 Shutdown. Do I Have Liability Insurance Coverage if a Customer Gets This Virus? ...
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Confusing Insurance Terms
Confusing Insurance Terms Seven words most don’t understand but are likely to encounter when dealing with insurance for their businesses ...
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Creating Opportunities from the Toxic Misperceptions of Environmental Risk Management
Creating Opportunities from the Toxic Misperceptions of Environmental Risk Management What are the toxic misperceptions held by insurance producers and ...
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How To Insure Virus Driven Loss Exposures
There is no such thing as "virus" insurance! David Dybdahl, CPCU, CIC, MBA, ARM With this much economic disruption on ...
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Changes in the Insurance Business That Will Affect You In 2020
Changes in the Insurance Business That Will Affect You In 2020 Read The Full Article Here By: David Dybdahl The ...
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Pollution After A Hurricane
Pollution After A Hurricane Examining increased environmental exposures due to weather events. By: Kari Dybdahl We know that General Liability ...
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Coverage for Contents Cleaning
Major issues to watch out for: Restrictions or limitation on storage and/or duration of storage for personal property of others ...
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In Search of Sasquatch and Construction Defect Insurance
In Search of Sasquatch and Construction Defect Insurance READ THE FULL ARTICLE HERE Make A Statement Lorem ipsum dolor sit ...
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Indoor Environmental Loss Exposures
Indoor Environmental Loss Exposures in Condos, Schools, Hospitality, and Other Commercial Properties By Aaron Millonzi, Knowledge Coordinator and David Dybdahl, ...
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Green Cleaning is NOT Risk-Free
Green CleanING is NOT Risk Free By; David Dybdahl & Aaron Millonzi July 2019 As the green cleaning trend ramps ...
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What Drives Insurance Premiums
What Drives Insurance Premiums? Once a year we have to write a dreaded check to our insurance agent for insurance ...
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Green Cleaning is NOT Risk-Free
Green Cleaning is NOT Risk-Free July 10th, 2019 : David Dybdahl & Aaron Millonzi Read the Full article HERE Green ...
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Why Insurance is the Most Logical Form of Financial Assurance For Compensatory Mitigation Projects
Why Insurance is the Most Logical Form of Financial Assurance For Compensatory Mitigation Projects By David Dybdahl Read The Full ...
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Pollution Exclusions in Insurance Contracts
Pollution Exclusions in Insurance Contracts Avoiding Confusion and Litigation By David Dybdahl May 2019 This article was originally published in ...
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Biohazard Work: New Opportunities, New Risks.
By: Kari Dybdahl April 2019 Biohazard Work: New Opportunities, New Risks. With the new ANSI/IICRC S540-2017 Standard for Trauma and ...
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Today’s Insurance Market for Restoration and Remediation Contractors
By: David Dybdahl There are significant changes in the insurance marketplace in store for restoration contractors in 2019. These changes ...
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BROWNFIELD DEVELOPMENT RISK ADVISORY SERVICES
BROWNFIELD DEVELOPMENT RISK ADVISORY SERVICES READ MORE HERE Brownfields by their very definition involve properties with environmental liability risk: A ...
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When Insurance Coverage May be Completely Worthless
WHEN INSURANCE COVERAGE MAY BE COMPLETELY WORTHLESS As a carpet cleaner, you would think your commercial insurance policy would cover ...
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4 Cs of Insurance Purchasing
4 Cs of Insurance Purchasing Use these tips to ensure your company is safeguarded against the risks of your work ...
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What ‘Your Work’ Means for a Restoration Contractor
READ MORE What ‘Your Work’ Means for a Restoration Contractor As a restoration professional, you would think your commercial insurance ...
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Claim Frequency Kills | Part 2
Claim Frequency Kills | Part 2 How a few insurance claims can make your restoration company uninsurable. Read More HERE ...
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Navigating the Complex World of Insurance
Navigating the Complex World of Insurance With custom-designed insurance policies, many of the cleaning and restoration industry’s insurance woes can ...
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Claim: Frequency Kills : Part 1
Claim: Frequency Kills: Part 1 How a few insurance claims can make your firm uninsurable By: David Dybdahl | July ...
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The Sudden and Accidental Pollution Coverage Myth
The Sudden and Accidental pollution coverage myth Sudden and accidental pollution coverage and Greek gods are both myths. People gave ...
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Private Risk Financing for Environmental Remediation
Private Risk Financing for Environmental Remediation Expert Insight Panel: April 19, 2018 1:30 pm Bloomberg Environment Brad Maurer J.D., CPCU, ...
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Insuring Farmers for Environmental Damage Claims
Insuring Farmers for Environmental Damage Claims Environmental impairment loss exposures are inherent in the operation of a farm, and these ...
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6 Things to Know to Get Paid for Sewage Claims
6 Things to Know to Get Paid for Sewage Claims By: David Dybdahl A continuing conversation on getting paid, working ...
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The need for the industry to embrace environmental insurance
The need for the industry to embrace environmental insurance He started from the bottom and now he’s making history. Read ...
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Getting Paid for a Commercial Sewage Loss
Getting Paid for a Commercial Sewage Loss By: David Dybdahl January 2018 A continuing conversation on getting paid, working with ...
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Fill Your Sales Pipeline
FILL YOUR SALES PIPELINE By: Kari Dybdahl Stand out to commercial property owners and managers with an emergency response plan ...
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Insuring Indoor Environment Risks in Commercial Property
Insuring Indoor Environment Risks in Commercial Property by: David Dybdahl January 2018 Insuring Indoor Environment Risks in Commercial Property. Almost ...
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5 of the Best Environmental Insurance Products
5 of the Best Environmental Insurance Products for You to Take Advantage of This Year Most of us are familiar ...
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Introducing ARMR HPR™ – ARMR’s newest and greatest environmental insurance program
Introducing ARMR HPR™ We created ARMR HPR™, because we recognized the gaps in coverage created by the various pollution exclusions ...
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Understanding the Spike in Mold Claims
Understanding the Spike in Mold Claims The use of EIL policies is no longer limited to hazardous material manufacturers or ...
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Emerging Contaminants
Three Emerging Contaminants "Each year we learn more about the harmful effects of substances we once thought were safe to ...
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Post-Hurricane Harvey, what claims and litigation issues do you foresee occurring?
Harvey's Coverage Issues "Post-Hurricane Harvey, what claims and litigation issues do you foresee occurring?” “Floods create an abundance of contamination- ...
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Improved Risk Management Tips for UST’s
Improved Risk Management Tips for UST's Proactive v. Reactive Many agents look for help for their clients on underground storage ...
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Why do Businesses Self-Insure Their Pollution Liability? It’s Irresponsible.
Why do Businesses Self-Insure Their Pollution Liability? It’s Irresponsible. By: Brad Maurer October 2017 Businesses purchase insurance so that they ...
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5 Common Pollutants That Could Be Excluded On A Liability Policy
The Common Pollutant Family 5 Common Pollutants That Could Be Excluded On A Liability Policy They can be odorless or ...
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Environmental Risk Transfer Solutions for Mergers and Acquisitions
Environmental Risk Transfer Solutions for Mergers and Acquisitions By: Brad Maurer JD, CPCU In every business transaction, buyers want to ...
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Hurricane, Hurricane, Fires, Oh My!
Hurricane, Hurricane, Fires, Oh My! Examining increased environmental exposures due to weather events. By: Kari Dybdahl We've all seen the ...
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Avoiding Insurance Coverage Litigation for Pollution Losses
Avoiding Insurance Coverage Litigation for Pollution Losses By David Dybdahl - September 2017 Avoiding Insurance Coverage Litigation for Pollution Losses ...
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Variation in Application of Pollution Exclusions
Variation in Application of Pollution Exclusions 5 useful pieces of knowledge about the application of pollution exclusions The creation and ...
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China tries mandatory environmental insurance
China tries mandatory environmental insurance Government wants to make it compulsory for manufacturers to buy coverage against environmental damage JEAN-FRANÇOIS ...
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5 Tips For More Enjoyable Insurance Purchasing
FinD OUT More 5 Tips For More Enjoyable Insurance Purchasing We know. You don’t like thinking about insurance, but here’s ...
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EIL Coverage: Action and Reaction
EIL Coverage: Action and Reaction By: David Dybdahl EIL Coverage: Action and Reaction history of the EIL market. This article ...
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Buy Your Insurance Like a Pro
Buy Your Insurance Like a Pro By; David Dybdahl You should not send more than one agent into the marketplace, ...
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Environmental Insurance Agents Field Guide VLOG Ep 2
Environmental Insurance Agents Field Guide ...
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5 steps to Environmental Impairment Liability
5 Steps to EnvironmentalImpairmentLiability Companies and organizations buy EIL coverage because they hold some kind of environmental risk or exposure ...
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5 Ways Adjusters and Contractors Can Stay in Sync
5 Ways Adjusters and Contractors Can Stay in Sync By: David Dybdahl March 30th, 2010 5 Ways Adjusters and Contractors ...
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Ask the Expert: Insurance Check with David Dybdahl
Ask the Expert: Insurance Check with David Dybdahl Published on Feb 15, 2016 Ask The Expert: Insurance Check With David ...
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How To Navigate Environmental Insurance For Main Street Clients
How to Navigate Environmental Insurance for Main Street Clients BY DAVID DYBDAHL: 23 February 2015 How To Navigate Environmental Insurance ...
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Pollution Exclusions Hit the Family Farm
Pollution Exclusions Hit the Family Farm BY DAVID DYBDAHL: 09 February 2015 Pollution Exclusions Hit the Family Farm. 2015 will ...
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What to Look for in an Environmental Liability Insurance Policy
What to Look for in Environmental Liability Insurance. By: David Dybdahl: January 11th, 2016 What to look for in an ...
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Users Guide To Environmental Insurance
Users Guide To Environmental Insurance By: David Dybdahl Environmental Insurance Pollution exclusions in general liability, automobile liability, and property insurance ...
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Mind the Gaps: Ensuring your business insurance covers the work you do.
Mind the Gaps: Ensuring your business insurance covers the work you do By; Kari Dybdahl Mind the Gaps: Ensuring your ...
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Find the Best Insurance Coverage for Your Cleaning or Restoration Company
Best Insurance Coverage for Your Cleaning or Restoration Company Best Insurance Coverage for Your Cleaning or Restoration Company. CleanJeff Cross, ...
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An Agents Field Guide To Environmental Insurance
An Agents Field Guide To Environmental Insurance by: Harrison Scheider The first vlog episode of our new series: An Agent's ...
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HOW TO CAPTURE THE FIRE AND WATER RESTORATION CONTRACTORS THAT ARE PROSPECTING YOUR AGENCY
HOW TO CAPTURE THE FIRE AND WATER RESTORATION CONTRACTORS THAT ARE PROSPECTING YOUR AGENCY A Guide For Agents There is ...
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Lenders Guide to Environmental Insurance to Pollution Exclusions
Lenders Guide to Environmental Insurance to Pollution Exclusions By: David Dybdahl Farms need real environmental insurance to fill the coverage ...
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Environmental insurance is not just for hazardous waste contractors!
Environmental insurance is not just for hazardous waste contractors! Hidden Exposures for Trade Contractors Environmental Insurance is not just for ...
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Environmental Impairment Liability: Why You Need It and Why You Should Keep It
Environmental Impairment Liability: Why You Need It & Why You Should Keep It! Environmental Impairment Liability: Why You Need It ...
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Why your General Liability policy is NOT a Pollution Policy
Why your General Liability policy is NOT a Pollution Policy A General Liability (GL) policy will almost always have at ...
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What every adjuster should know about fungi/bacteria exclusions
What every adjuster should know about fungi/bacteria exclusions Sep 03, 2014 | By David Dybdahl, CPCU, MBA, ARM In response ...
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Insurance shortcomings may leave you exposed to costly environmental liability
Insurance shortcomings may leave you exposed to costly environmental liability Harrison Scheider: April 18 2017 Ninety-nine percent of farm insurance ...
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Mold Tops Environmental Impairment Policy Claims
Mold Tops Environmental Impairment Policy Claims By: David Dybdahl| June 2017 Today, environmental impairment liability (EIL) claims related to mold ...
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Pollution Overview: Contractors, USTs, Farms, Other
Pollution Overview: Contractors, USTs, Farms, Other By: Kari A. Dybdahl | Executive Vice President / Director of Operations | ARMR.Net, ...
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The Good, the Bad and the Ugly of Insurance Claims
The Good, the Bad and the Ugly of Insurance Claims By; Kari Dybdahl Check out these real-life case studies and ...
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CAT Claims: Financial Ruin or Financial Success
CAT Claims: Financial Ruin or Financial Success Understanding what is covered, what is not, and how to fill the insurance ...
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Plugging the Holes: A look at traps in your company’s insurance policy
Plugging the Holes: A look at traps in your company’s insurance policy By: Kari Dybdahl The good news is there ...
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Avoid Common Mistakes That Lead to Uninsured Environmental Loss
Avoid Common Mistakes That Lead to Uninsured Environmental Loss By; David Dybdahl It is time to pay attention to the ...
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Introducing the Property Environmental Risk Management (PERM) Program for Commercial Properties
Introducing the Property Environmental Risk Management (PERM) Program for Commercial Properties By: Kari Dybdahl Introducing the Property Environmental Risk Management ...
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Get Paid Faster on Insurance Restoration Jobs
Get Paid Faster on Insurance Restoration Jobs David J. Dybdahl The largest home lenders and homeowner’s insurance companies in the ...
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Environmental Risks and Insurance: Looking Back and Forward
Environmental Risks and Insurance: Looking Back and Forward There were more changes in environmental risks and in the environmental insurance ...
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A $20K Vase Broken: Where is Your Insurance Coverage?
A $20K Vase Broken: Where is Your Insurance Coverage? The Insurance 101 version of insuring damage to the property of ...
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Changing Environmental Insurers: Use Caution
Changing Environmental Insurers:Use Caution By David Dybdahl Switching insurance providers could erase 30 years of IBNR (incurred but not reported) ...
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Modern Marketing to Insurance Agencies
Modern Marketing to Insurance Agencies David J. Dybdahl Every restoration contractor seems to know an insurance agency can be a ...
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Insurance for Work Truck Accidents
Insurance for Work Truck Accidents by Kari Dybdahl What kind of coverage does a carpet cleaner need when an auto ...
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Contractors Pollution Liability insurance and you
Contractors Pollution Liability insurance and you By: Kari Dybdahl Why every industry professional needs environmental insurance. Most Cleanfax readers have ...
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A Big Picture on Environmental Insurance
A Big Picture on Environmental Insurance By: David Dybdahl Environmental insurance products have been in abundant supply since 1975 but ...
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Knowing The Risks & Reaping The Rewards Of Biohazard Cleanup
Knowing the Risks & Reaping the Rewards of Biohazard Cleanup David J. Dybdahl | Kari Dybdahl July 6, 2016 Restoration ...
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Specialized Environmental Coverage Tools a Must for Today’s Farm Operations
Specialized Environmental Coverage Tools a Must for Today’s Farm By: Harrison Scheider Recent court and regulatory actions across the country ...
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Working with Restoration Networks
Working with Restoration Networks David J. Dybdahl If you have read my columns in R&R over the years, you know ...
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Lower Insurance Costs By Working With Restoration Networks
Lower Insurance Costs by Working with Restoration Networks David J. Dybdahl I am a big fan of the restoration networks ...
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Environmental insurance activity is on the rise
Environmental insurance activity is on the rise Just in the last six weeks, David Dybdahl has been called to testify ...
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8 Environmental Coverage Mistakes—and How to Avoid Them
8 Environmental Coverage Mistakes—and How to Avoid Them by David Dybdahl The No. 1 coverage flaw for contamination risks is ...
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The Best Risk Management Tool For Mold Remediation
The Best Risk Management Tool for Mold Remediation New version of ANSI/IICRC S520 now available David J. Dybdahl Did you ...
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Insurance Coverage for Losses Arising from the Ebola Virus
Insurance Coverage for Losses Arising from the Ebola Virus By: David Dybdahl With focus on the Ebola virus recently, I ...
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Expanding Environmental Risks in Credit Positions
Expanding Environmental Risks in Credit Positions By: David Dybdahl Decemeber1st, 2015 Through a convergence of risk factors, more commercial borrowers ...
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The Bright Future of Roofing Restoration
The Bright Future of Roofing Restoration David J. Dybdahl Climate change is upon us and that is going to be ...
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Environmental Insurance: Just the Facts
Environmental Insurance: Just the Facts The purpose of an environmental insurance policy is to fill the insurance coverage gaps created ...
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A User’s Guide to Pollution Exclusions and Environmental Insurance
A User's Guide to Pollution Exclusions and Environmental Insurance By: David Dybdahl Pollution exclusions are far-reaching and include much more ...
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Part Two: Fixing Gaps In Your Liability Insurance Policies
Part Two: Fixing Gaps in Your Liability Insurance Policies 9 out of 10 restoration companies have policies with a fatal ...
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Avoiding Common Insurance Certificate Errors
Avoiding Common Insurance Certificate Errors By David Dybdahl The only way to avoid the insurance certificate trap is for all ...
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Part One: Fixing Gaps In Your Liability Insurance Policies
Part One: Fixing Gaps in Your Liability Insurance Policies 9 out of 10 restoration companies have policies with a fatal ...
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Managing The Risks Of Disinfectants
Managing the Risks of Disinfectants David J. Dybdahl A lot of restoration firms have their roots in the cleaning business ...
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State Supreme Court Changes the Game on Pollution Exclusions and Environmental Insurance
State Supreme Court Changes the Game on Pollution Exclusions and Environmental Insurance By David Dybdahl A couple of litigated insurance ...
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How To Get Paid When Lenders Are Loss Payees
How to Get Paid When Lenders Are Loss Payees David J. Dybdahl Over the years, I have had the same ...
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How Much Do You Know About Pollution Exclusions?
How Much Do You Know About Pollution Exclusions? If you’re like most independent agents, very little. And whether or not ...
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Insuring Bio-Remediation Work
Insuring Bio-Remediation Work David J. Dybdahl The Ebola virus is the latest threat that bio-remediation professionals will have to combat ...
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How To Sell Environmental Insurance Coverage The Secrets of the Trade
How To Sell Environmental Insurance Coverage The Secrets of the Trade By: David Dybdahl There is a secret trick that ...
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Roof Repair Leads To $1 Million Mold Claim: An Insurance Claim Case Study
Roof Repair Leads to $1 Million Mold Claim: An Insurance Claim Case Study David J. Dybdahl Virtually any job that ...
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The Super Bright Future Of Restoration Contracting
The Super Bright Future of Restoration Contracting David J. Dybdahl Climate change, the politically correct term for “global warming,” is ...
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Revealing the Dark Secrets of Category 3 Water Exclusions
Revealing the Dark Secrets of Category 3 Water Exclusions By David Dybdahl Category 3 water is classified Category 3 because ...
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What Every Adjuster Should Know About Fungi/Bacteria Exclusions
What Every Adjuster Should Know About Fungi/Bacteria Exclusions In response to an explosion of “toxic mold” claims at the turn ...
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Contractors Environmental Liability Insurance: Claims-Made versus Occurrence
Contractors Environmental Liability Insurance: Claims-Made versus Occurrence By: David Dybdahl Confusion over the mythical automatic completed operations coverage provided under ...
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Common Myths about Contractors Environmental Insurance
Common Myths about Contractors Environmental Insurance By: David Dybdahl There are persistent myths surrounding completed operations coverage and extended discovery ...
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Having Trouble Getting Paid For Category 3 Water Jobs? Part II
Having Trouble Getting Paid For Category 3 Water Jobs? Part II David J. Dybdahl So how can it be that ...
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Rational CPL Insurance Specifications
Rational CPL Insurance Specifications By David Dybdahl In a milestone move, contractors pollution liability (CPL) insurance is now specified in ...
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Having Trouble Getting Paid For Category 3 Water Jobs?
Having Trouble Getting Paid For Category 3 Water Jobs? Play the “Risk Management Card” David J. Dybdahl As I sat ...
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Why Every Restoration Firm Needs Professional Liability Insurance
Why Every Restoration Firm Needs Professional Liability Insurance David J. Dybdahl Most restoration contractors have glaring coverage gaps in their ...
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Contractual Risk Transfer for Contamination Risks
Contractual Risk Transfer for Contamination Risks By David Dybdahl The continuously expanding scope of exclusions related to various contaminants can ...
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Beware! Your Category 3 Water Jobs Are Likely Uninsured
Beware! Your Category 3 Water Jobs Are Likely Uninsured Give this article to your insurance agent and tell them that ...
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A Two-Step Solution to Managing the Risk of Subcontractors
A Two-Step Solution to Managing the Risk of Subcontractors By: David Dybdahl Restoration firms need specify and verify that the ...
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Bailees Insurance: What Every Restoration Firm Needs to Know
Bailees Insurance: What Every Restoration Firm Needs to Know By: David Dybdahl Bailees insurance coverage is needed by any restoration ...
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A Cleaning/Restoration Contractor’s Insurance Needs: Debunking the Urban Myths
A Cleaning/Restoration Contractor’s Insurance Needs: Debunking the Urban Myths By: David Dybdahl The coverage provided in the standard insurance policies ...
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Are You Feeling Lucky?
Are You Feeling Lucky? By: David Dybdahl Plumber subcontractors, drying category 3 water, lead abatement, mold abatement, and asbestos abatement ...
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A Perfect Insurance Storm is Brewing: Brace for a Wild Ride
A Perfect Insurance Storm is Brewing: Brace for a Wild Ride By; David Dybdahl Two long-term market leaders in restoration ...
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Dirt Is a Pollutant! Water Is, Too … How to Create Clarity in Environmental Insurance Coverage and Lower the Cost of Environmental Risks
Dirt Is a Pollutant! Water Is, Too … How to Create Clarity in Environmental Insurance Coverage and Lower the Cost ...
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A WAKE UP CALL TO LENDERS INSURANCE REQUIREMENTS – DO IT RIGHT, OR NOT AT ALL
A WAKE UP CALL TO LENDERS INSURANCE REQUIREMENTS DO IT RIGHT, OR NOT AT ALL David Dybdahl, February 4, 2011 ...
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Chinese Drywall: Unprecedented Growth and Risk for Restorers
Chinese Drywall: Unprecedented Growth and Risk for Restorers By: David Dybdahl Chinese drywall remediation is becoming one of the largest ...
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A User’s Guide to Real Environmental Insurance
A User’s Guide to Real Environmental Insurance By: David Dybdahl The five basic types of real environmental insurance are site-specific ...
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On the Lookout for Insurance Exclusions
On the Lookout for Mold Insurance Exclusions By: David Dybdahl in www.scotsmanguide.com With green building on the rise, risks from ...
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A Guide to CPL Insurance
A Guide to CPL Insurance By: David Dybdahl | September 2006 | www.icsmag.com Exclusions are abundant in general liability policies ...
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How Lenders Were Left Unsecured For Mold-Relater Losses On Commercial Loans And to Fix the Problem
How Lenders Were Left Unsecured For Mold-Relater Losses On Commercial Loans And How to Fix the Problem By: Paul Duggan ...
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The Risk Advisor’s Survival Guide to Mold Exclusions
The Risk Advisor’s Survival Guide to Mold Exclusions By: David Dybdahl, 2003 To avoid becoming the insurer of last resort ...
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The Superfund reform sweepstakes
The Superfund Reform Sweepstakes By: David J. Dybdahl & Rodney J. Taylor When Superfund legislation was passed by congress, it ...
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Read commentary by expert David Dybdahl and others on the uses, demands, needs, and expanding market as well as claims issues related to environmental insurance.