Cyber Insurance

ENVIRONMENTAL INSURANCE FOR CYBER RISKS

Cyber Insurance:

Experience the first ever environmental cyber insurance offered through ARMR and discover why restoration firms need cyber coverage.

Restoration Contractors need Cyber coverage!

How To Get A Quote

To receive a quote,

Underwriting Questions

Our underwriting process includes gathering information about the insured’s name and address, annual revenues, number of employees, and number of locations.

Insurance Policy Details

Our policies are written through the Indemnity Insurance Company of North America, rated A++ XV for financial stability and strength.

Frequently Asked Questions

Get answers to commonly asked questions about our knowledge backed brokering

What happens if there is a data breach due to hacking?

If there is a data breach due to hacking, it could result in an uncovered claim for the insured.

How can social media put my business at risk?

Using social media without proper permission or infringing on copyright could result in uncovered claims. Facebook, LinkedIn and other social media. Most businesses use social media as part of their advertising and or reaching out to the public. By using social media you open a whole new world of potential uncovered claims from a possible trade infringement by posting logos or simply not having permission to use a photo they may have taken of a completed job.

What are some common claims scenarios related to improper disposal of medical records?

Improper disposal of medical records, such as throwing them in the trash, could result in uncovered claims for failure to protect personal information or losing contracts with medical facilities.

Improper disposal of medical records-A restoration firm entered a medical facility after a significant water event. While collecting all wet documents, the employee of the firm took wet medical records and simply disposed of them in the trash. This became a claim because for the failure to properly destroy personal information.
Another example of Improper disposal of medical records is a firm was doing janitorial work at a medical facility. There were two bags sitting side by side. An employee grabbed the wrong bag and improperly disposed of it. This bag contained medical records and they were not properly handled. Not only was this an uncovered claim for the insured, but they also lost the contract with the medical facility.

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