Expert Witness Services

Our Expert Team

ARMR has assembled a team of experts in all facets of the environmental insurance business. Our team offers unparalleled qualifications and the most complete set of historical records tracing the availability of environmental insurance. Our team of experts assists the legal and insurance communities in resolving claims involving environmental damages. From the experience gained by working with thousands of environmental insurance policies over three decades, we have hands-on knowledge of the customs and practices in the insurance marketplace, environmental insurance underwriting in practice, national product line marketing, insurance brokerage operations, and claims adjustment practices.

Who are we?

ARMR has assembled a team of exceptionally qualified practitioners and nationally recognized environmental insurance expert witnesses with decades of experience.

What do we offer?

Our team offers unparalleled knowledge and resources, providing hands-on assistance in resolving claims involving environmental damages.

What is our experience?

With over three decades of experience working with thousands of environmental insurance policies, our team has in-depth knowledge of the insurance marketplace, underwriting practices, marketing, brokerage operations, and claims adjustment.

How can we help you?

Contact David HERE to learn more about our expert witness services.

Exceptionally Qualified Practitioners & Nationally Recognized Environmental Insurance Expert Witnesses

Our Main Areas of Focus

• The availability and cost of environmental insurance over time
• Environmental insurance coverage in practice
• Environmental liability insurance underwriting practices
• Policy form interpretation
• Pollution claims adjustment practices
• The application of pollution/fungus/mold/bacteria exclusions in property and
   liability insurance policies
• Continuous trigger allocation of loss between policy periods
• Cost Cap insurance claims and policy interpretation
• Insurance agent/broker professional liability defense

Service Specification

Experience

David has been an expert in the environmental insurance industry for over 43 years, providing credible testimony and unparalleled knowledge. David has the foremost experts in the world on the availability of environmental insurance over time. He has assembled documented records on the history of environmental insurance from 1975 to the present day. Contrary to the myth that environmental insurance disappeared in 1986 with the redrafting of the standard ISO General Liability insurance policy, hundreds of millions of dollars of environmental insurance has been continuously available to most insurance buyers after 1986 at deeply discounted prices.

Service Specification

Quality & Expertise

David has over 15 years of experience serving as an Environmental Insurance Expert Witness and Litigation Support consultant. Trust David to provide reliable and comprehensive expertise in the field of environmental insurance.

Expert Witness Services

David and his team provide credible testimony on the customs and practices within the environmental insurance industry over the past 30 years.