Opening My Business Again after the COVID-19 Shutdown.
Do I Have Liability
Insurance Coverage if a Customer Gets This Virus?

Quick answer: Your Insurance Company’s likely response: No or Hell No.

Who We Are

For a deeper dive into this issue, let’s analyze how a Liability insurance policy may respond to a bodily
injury claim arising out of COVID-19. Many Liability insurance policies use Insurance Services Office (ISO)
policy forms to provide Liability insurance coverage. As such, this is a reasonable place to begin a
discussion of how Liability insurance policies respond to COVID-19 claims

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Randy C. DeLopst, CPCU

Taurus Insurance & Risk Management Consulting, LLC,
8519 Reid Drive, Madison, Wisconsin 53717.
Phone: 608-282-5854

Edna Jennings


Trevor Ramsey